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ARVION PalmPay delivers instant, contactless payment authentication in under a second.
Fast & Seamless
ARVION PalmPay delivers instant, contactless payment authentication in under a second.
Fast & Seamless
ARVION PalmPay delivers instant, contactless payment authentication in under a second.
Fast & Seamless
ARVION PalmPay brings frictionless, cardless payment powered by AI and biometrics.
Touchless palm payments
Arvion SensorARVION PalmPay delivers instant, contactless payment authentication
in under a second.
in under a second.
Arvion terminal
Arvion SensorARVION PalmPay delivers instant, contactless payment authentication in under a second.
Arvion Sensor
Arvion SensorARVION PalmPay delivers instant, contactless payment authentication in under a second.
Arvion Sensor
Image Capture
A near-infrared (NIR) camera integrated into the terminal scans the palm and captures the unique vein structure beneath the skin.
- The NIR spectrum enables clear visualization
- of blood vessels, which cannot be forged or replicated.
Biometric Template Creation
Advanced processing algorithms extract the key features of the vein pattern
and convert them into a digital biometric template.
and convert them into a digital biometric template.
- The template is stored as a mathematical vector, not as an image.
- This format excludes the possibility of reconstructing the original palm image.
Matching and Verification
When a user interacts with the system, the newly created template is compared with registered data stored in the PalmPay biometric server.
- The search and verification process takes only milliseconds.
- Results include the level of match, ensuring accurate and reliable identification.
Service Integration
After successful verification, the PalmPay server returns a unique user identifier. This identifier can be linked to multiple applications:
- Bank cards
- Loyalty systems
- Transport tickets
- Access control systems
Data Security
- All biometric templates are stored in encrypted form.
- Data transmission between the terminal and server takes place through secure communication channels.
Instant Payment
Once verified, the payment is processed within seconds — no wallet, phone, or card required. Just your palm.
Biometric Match
Arvion PalmPay instantly matches the scanned palm to the user’s encrypted biometric data, ensuring accurate and fraud-resistant identification.
How it works?
Palm Scan
Users simply hover their palm over the sensor — first to capture their unique vein pattern during registration, and later to authenticate securely, touchlessly, and hygienically.
Use Cases
Secure access, staff authentication, and seamless citizen interaction in government offices, healthcare, and education.
Public Sector
Enable frictionless in-store payment with just a palm scan.
Retail & POS
Use ARVION technology at turnstiles, stations, or onboard for quick and ticketless travel.
Access Control
Frequently asked questions
Answers to questions you may have
PalmPay is a contactless biometric payment solution using palm vein recognition and NFC. It enables users to pay by simply hovering their hand — no phone, card, or PIN required.
Extremely secure. Palm vein patterns are internal and invisible, making them impossible to forge or photograph. All data is encrypted and processed locally — nothing is stored in the cloud.
- Yes. Our ARVION Sensor easily integrates with most POS systems through API. It adds palm ID and NFC functionality without replacing your existing setup
Our expertise in this area includes:
- tax structures
- VAT
- customs and excise duties
- transfer pricing
- double taxation treaties
- capital controls
- cross-border tax issues
PalmPay is ideal for banking, retail, hospitality, transport, smart buildings, and any business looking to offer frictionless identity or payment experiences.
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